Finance
Reasons Why Your PayPal Payment May Be Pending
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Reasons Why Your PayPal Payment May Be Pending
There are several reasons why your PayPal payment may be pending. It may be that Paypal is attempting to keep the platform safe for both buyers and sellers.
In addition to tracking transactions, they may contact you if they notice that your account is flagged or a transaction has been delayed longer than usual.
You may have bought or sold something that is too expensive, and Paypal is holding the transaction for verification.
If you are one of those sellers, here are some solutions to the issue:
PayPal puts payments on hold for up to 21 days to ensure the platform is safe and secure for both buyers and sellers
The holding policy is a precaution that PayPal applies when a transaction involves a large value or unusual activity.
The reason for the hold is unclear, but it ensures that both buyers and sellers are protected.
PayPal will not release funds until the buyer confirms that they have received the product. This policy is temporary and will not affect the buyer’s ability to make future purchases.
The company’s policy is not new. It dates back to early 2012, when eBay sellers had to wait 21 days to receive their payments.
PayPal has a number of other policies to protect buyers and sellers, but this one has prompted a major controversy. According to the Fortune article, PayPal users are furious at the change.
The new policy also has prompted eBay to increase its security measures. PayPal is currently maintaining 128 million accounts worldwide, with five million new accounts added during the first quarter of 2013.
PayPal flags accounts that have been reported by users
Whether or not you’ve seen your account being flagged as pending can be a tough call. PayPal has its own policies on how to flag an account, but here are some general guidelines that you should consider.
Listed below are some examples. PayPal may flag your account if you’ve reported it as suspicious:
If you’re unsure of the reasons for this action, you may want to contact PayPal directly and get a thorough explanation.
In some cases, you might be required to provide documentation or other information, and you can’t request a copy for your own records.
It’s important to note that if you’ve reported your account as pending, you could be held liable for any fraudulent transactions that were made on your account.
In some cases, PayPal flags accounts that have been reported as pending for an extended period of time.
You can appeal to PayPal, but you should be aware of any terms and conditions associated with the program.
You may be able to keep the full purchase amount. PayPal will determine if your account meets their requirements for Seller Protection and will inform you of their terms and conditions. Then, you can proceed with the transaction.
PayPal asks non-U.S. users for account verification
There are some circumstances when PayPal may ask non-U.S. users for verification of their accounts when a payment is pending, and you must be prepared to provide such documentation.
For example, if you receive an email from PayPal asking you to verify your account, you may need to provide additional information such as your social security number. PayPal may also cancel a pending transaction.
You can opt out of the Agreement to Arbitrate if you want to. Simply submit a written notice stating your desire to reject the Arbitration Agreement within 30 days of accepting the user agreement.
Make sure to include the email address you use to log into your PayPal account. Otherwise, you will be asked to abide by the other terms of the user agreement.
PayPal sends an eCheck from a linked Checking account to cover the cost of a family pool membership
For example, if a PayPal user wants to pay $120 for a family pool membership, he or she cannot use his or her credit card to do so.
PayPal, however, can send an “eCheck” from a linked Checking account to cover the fee. Like a regular check, the “eCheck” needs to clear the recipient’s bank before it becomes available.
In other words, if the “eCheck” is sent before the account holder receives it, a “Pending” message will appear, which means the funds will not be available for a few business days.
If the eCheck does not clear or bounce, the recipient should contact the PayPal customer support team to make arrangements.
In many cases, the eCheck payment recipient will charge the consumer a late fee or bounced check fee. However, in the most common scenario, the payment recipient accepts the eCheck payment and remits it.
If a consumer does not receive their payment by the due date, they should contact the merchant to set up an alternative payment method and ensure that funds are available.
Conclusion
We hope you enjoyed this article… What are your thoughts on Reasons Why Your PayPal Payment May Be Pending?
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The Fascinating Universe of Collectible American Coins
Did you know gold has been a go-to for people wanting to diversify their investments and guard their income for centuries? Believe it or not, in today’s topsy-turvy economy, gold’s steady yields and proven durability are hot commodities for investors worldwide.
One of the trendiest ways to convert greenbacks into gold is by purchasing gold bars and coins.
Gold coins might be particularly tempting to investors due to their snazzy aesthetic and historical value–in addition to their monetary worth. But where to start–that’s the million dollar question? With so many gold coins out there, how do you decide what (and how) to bet on?
Golden Eagles Soaring High – American Gold Eagle Coins
Let’s dive in with the American Gold Eagle coins — a red-hot favorite and a well-known player in the gold coins market.
The U.S Mint whips up these 22-karat gold coins decorated with a Lady Liberty design on the obverse side, while the reverse side flaunts a bald eagle nesting or a bald eagle’s head, year-dependent.
And here’s what’s also interesting–you can claim these American Gold Eagle coins in various weights: 1 oz, 1/2 oz, 1/4 oz and 1/10 oz. The same goes for its ‘cousin’– the American eagle silver coin.
The Canadian Maple Leaf–Not Quiet American, but Close Enough
The 24-karat gold Canadian Gold Maple Leaf coin, sculpted by the Royal Canadian Mint, is an absolute stunner.
Hitting the ground in 1979, this golden wonder was in toe-to-toe competition with the South African Gold Krugerrand and is still regarded as one of the world’s purest and most coveted gold bullion coins.
The design? A maple leaf on the obverse side and an image of Queen Elizabeth II on the reverse.
What’s rad is that Canadian Gold Maple Leaf coins come in an array of weights, from 1/25 oz all the way up to 1 ounce.
Unleashing the Golden Buffalo – American Gold Buffalo Coins
Say hello to the American Gold Buffalo coin–another popular (and very favored)choice among investors and collectors alike.
The design is a tribute to the 1913 Buffalo Nickel conceived by renowned James Earle Fraser. You’ll see a Native American chief’s profile on the obverse side and an American buffalo on the reverse.
What’s fun to note is that American Gold Buffalo coins are 24 karats—higher purity than American Gold Eagle coins.
The Golden Wrap Up
Dropping some money into gold coins can be a savvy strategy to protect your overall investment bundle from losses and fend off inflation.
The coins discussed above are top-notch options for anyone keen on adding a dash of the shiny metal to their investment portfolio or who gets a kick out of curating a collection.
Always remember — before making any investment decision, do your legwork, contemplate your investment goals and risk tolerance, and seek advice from a financial guru for individualized guidance based on your unique financial situation. Good Luck!
Fact Check
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An report accuses some students to utilize online paid essay services to attempt to better their grades. Students may use these to attempt to improve their scores on standardized tests. Is this true? How does it work?
Academic researchers believe that students could be using essay writing solutions to attempt and boost their grades. (more…)
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Top 13 Richest Cities In The World By Number of Millionaires
We live in an era of rapid economic growth and prosperity. Many cities around the globe have become thriving hubs of wealth, attracting millionaires from various industries.
In this article, we will explore the top 13 richest cities in the world by the number of millionaires. By understanding these prosperous urban centers, we can glean valuable insights into the global economy and the distribution of wealth.
1. New York City, United States
New York City, often referred to as the Big Apple, is undoubtedly one of the wealthiest cities globally. With a high concentration of millionaires and billionaires, it is home to the world’s largest financial market, the New York Stock Exchange. The city’s vibrant economy is powered by diverse sectors, including finance, real estate, technology, and media.
Key Industries:
- Finance
- Real Estate
- Technology
- Media
2. Tokyo, Japan
The bustling capital of Japan, Tokyo is a hub of commerce and innovation. With its strong economy, the city has attracted numerous millionaires who have made their fortunes in various industries. Tokyo’s Stock Exchange is the third-largest in the world, contributing significantly to the city’s wealth.
Key Industries:
- Technology
- Manufacturing
- Finance
- Retail
3. London, United Kingdom
A global center for finance and culture, London is home to a large number of millionaires. Its status as a financial capital has attracted wealthy individuals in banking, hedge funds, and private equity. Additionally, the city’s thriving arts and cultural scene attracts high net worth individuals from around the world.
Key Industries:
- Finance
- Real Estate
- Arts and Culture
- Technology
4. San Francisco, United States
San Francisco and the surrounding Silicon Valley have become synonymous with technological innovation and entrepreneurship. The city’s thriving tech ecosystem has generated a significant number of millionaires and billionaires, thanks to the success of companies like Apple, Google, and Facebook.
Key Industries:
- Technology
- Venture Capital
- Biotechnology
- Green Energy
5. Hong Kong, China
Hong Kong, a Special Administrative Region of China, is a major financial hub in Asia. Its strategic location and business-friendly environment have made it a magnet for wealthy individuals in finance, real estate, and trade. The Hong Kong Stock Exchange is one of the largest and most active in the world.
Key Industries:
- Finance
- Real Estate
- Trade
- Retail
6. Sydney, Australia
As Australia’s most populous city, Sydney has a diverse and robust economy. The city’s natural beauty, high quality of life, and thriving business sectors have made it a popular destination for millionaires. Its key industries include finance, real estate, tourism, and technology.
Key Industries:
- Finance
- Real Estate
- Tourism
- Technology
7. Singapore
Singapore is a small island nation with a powerful and dynamic economy. Its strategic location as a global trade hub has attracted wealthy individuals from various industries. The city-state’s pro-business environment, excellent infrastructure, and high quality of life make it a top choice for millionaires.
Key Industries:
- Finance
- Trade
- Real Estate
- Technology
8. Zurich, Switzerland
Zurich is Switzerland’s largest city and a global center for banking and finance. Its stable economy, low tax rates, and renowned private banking sector have attracted a significant number of millionaires. The city is also home to major international corporations and a growing technology sector.
Key Industries:
- Finance
- Pharmaceuticals
- Technology
- Manufacturing
9. Los Angeles, United States
Los Angeles is a global entertainment hub, known primarily for its thriving film and television industry. As the home of Hollywood, the city has attracted numerous millionaires and billionaires involved in media, entertainment, and technology.
Los Angeles also has a strong presence in industries like aerospace, fashion, and tourism.
Key Industries:
- Entertainment
- Media
- Technology
- Aerospace
10. Mumbai, India
As India’s financial capital, Mumbai is home to the country’s largest corporations, stock exchanges, and banking institutions. The city’s growing economy has generated a significant number of millionaires, particularly in industries such as finance, real estate, and technology. Mumbai is also known for its thriving Bollywood film industry.
Key Industries:
- Finance
- Real Estate
- Technology
- Entertainment
11. Paris, France
Paris, the romantic capital of France, is not only known for its rich cultural heritage and history but also for its robust economy. As a major global financial center, Paris has attracted numerous millionaires who have made their fortunes in industries such as fashion, finance, luxury goods, and tourism.
Key Industries:
- Finance
- Fashion
- Luxury Goods
- Tourism
12. Toronto, Canada
Toronto is Canada’s largest city and economic powerhouse. The city’s thriving economy is driven by diverse industries, including finance, technology, and real estate. Toronto’s stock exchange is the largest in Canada and the ninth-largest in the world, contributing significantly to the city’s wealth.
Key Industries:
- Finance
- Real Estate
- Technology
- Life Sciences
13. Shanghai, China
As one of China’s most populous and prosperous cities, Shanghai has experienced rapid economic growth in recent decades. The city is a global financial hub and home to the Shanghai Stock Exchange, one of the world’s largest. Key industries in Shanghai include finance, real estate, and technology.
Key Industries:
- Finance
- Real Estate
- Technology
- Manufacturing
Conclusion
The top 13 richest cities in the world by the number of millionaires showcase the diversity and strength of the global economy.
From finance hubs like New York City and London to technology centers like San Francisco and Tokyo, these cities represent the pinnacle of wealth and success.
As the world continues to evolve, we can expect these urban centers to remain at the forefront of innovation, driving economic growth and prosperity.
Frequently Asked Questions (FAQs)
1. Which city has the most millionaires?
New York City currently has the highest number of millionaires, thanks to its strong economy and status as a global financial capital.
2. Which industries are most prevalent in these wealthy cities?
Key industries among these cities include finance, real estate, technology, and trade. However, each city has its unique mix of thriving sectors, such as entertainment in Los Angeles and luxury goods in Paris.
3. What factors make a city attractive to millionaires?
Factors that attract millionaires to a city include a strong economy, business-friendly environment, high quality of life, and opportunities for investment and wealth creation. Additionally, cities with well-developed infrastructure, excellent healthcare, and education systems, as well as cultural and recreational opportunities, are also attractive to high net worth individuals.
4. How does the concentration of millionaires impact a city’s economy?
A high concentration of millionaires can contribute to a city’s economic growth by driving investments, creating job opportunities, and stimulating local businesses. Their wealth and spending can also contribute to the city’s tax revenue, helping to fund public services and infrastructure projects.
5. Are there any emerging cities that could make this list in the future?
Emerging cities like Dubai, United Arab Emirates; Bangalore, India; and São Paulo, Brazil have experienced rapid economic growth and are home to a growing number of millionaires. As these cities continue to develop, they could potentially join the ranks of the top 13 richest cities in the world.
6. Do these cities also have a high number of billionaires?
Yes, many of these cities also have a high concentration of billionaires. For example, New York City, San Francisco, and Hong Kong are known for their significant number of billionaires in addition to millionaires.
7. How do wealthy individuals contribute to a city’s cultural scene?
Wealthy individuals often invest in and support the arts, museums, and cultural institutions in their cities. They may also sponsor events, donate to charitable causes, and commission works of art, contributing to a vibrant and diverse cultural scene.
Fact Check
We hope you enjoyed reading this article. What are your thoughts on the topic?
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