Home Blog Page 111

Teladoc Shares Plunged More Than 28% After Earnings. How to Play TDOC Here.

By
moneyvests
-
0
Teladoc Shares Plunged More Than 28% After Earnings. How to Play TDOC Here.


Desk setup looking at stocks by LanaStock via iStock

Teladoc Health (TDOC) just gave investors reason to rethink the turnaround story. Shares plunged more than 28% on July 30 after the company reported its second-quarter results and cut its full-year revenue outlook. TDOC stock had been gaining momentum earlier this year, but the latest report brought the BetterHelp problem back into focus.

The question now is whether this selloff creates an attractive entry point — or signals that Teladoc’s recovery will take longer than investors previously expected. Let’s take a closer look.

More News from Barchart

www.barchart.com

Teladoc’s Earnings Were Mixed

Teladoc’s Q2 revenue fell 4% year-over-year (YOY) to $606.9 million, below the roughly $615 million analysts had expected. So, the company did not beat on revenue.

The earnings picture was a little better. The company reported a net loss of $38.9 million, or $0.21 per share. The adjusted loss came in narrower than Wall Street had anticipated, giving investors at least one positive from the quarter.

The bigger problem was inside the business.

Integrated Care revenue increased 1% YOY to $394.3 million, while adjusted EBITDA for the segment rose 14% YOY to $65.2 million. The company’s Integrate Care business continues to show signs of stability.

BetterHelp was a different story. Revenue for the segment dropped 12% YOY to $212.6 million, while adjusted EBITDA fell 96% to just $471,000. Customers are increasingly shifting toward insurance-covered therapy, but Teladoc does not yet have enough provider capacity to fully capture that demand.

That transition is creating a difficult period for the company.

Why Did TDOC Stock Fall So Hard?

The earnings miss alone does not explain the size of the recent decline in TDOC stock. The bigger issue is what Teladoc said about the rest of 2026.

Teladoc now expects full-year revenue of $2.36 billion to $2.45 billion. That is below the previous forecast of $2.48 billion to $2.58 billion.

BetterHelp is also expected to decline 13% to 19% for the year. That is much weaker than the previous outlook for a 1% to 6.5% decline.



Source link

Why Sandisk (SNDK) and Western Digital (WDC) crashed 10% and what it means for bitcoin

By
moneyvests
-
0
Why Sandisk (SNDK) and Western Digital (WDC) crashed 10% and what it means for bitcoin

Sandisk (SNDK) and Western Digital (WDC), two of the biggest beneficiaries of the AI storage boom, were both 10% lower in pre-market trading Thursday, despite reporting strong quarterly results.

Sandisk posted record fourth-quarter revenue of $8.97 billion and non-GAAP EPS of $39.25, comfortably beating expectations. Western Digital also delivered a double beat, reporting revenue of $3.75 billion, up 44% year over year, while its gross margin surged to 54.4%. Despite those results, both stocks are now trading roughly 50% below their all-time highs.

The problem was guidance. Sandisk’s first-quarter outlook came in below expectations, with projected revenue of $10.7 billion versus the $11.2 billion analysts had estimated. Its EPS guidance also fell short. Western Digital’s first-quarter outlook was solid, but after a 500% run, investors were looking for another blowout beat.

Sandisk and Western Digital have gained more than 3,000% and 550%, respectively, over the past 12 months, propelled by the AI boom and leaving assets such as crypto and precious metals in the rearview mirror.

In addition, Sandisk’s board of directors has also approved an additional $14 billion share buyback program, bringing the total authorization to $15.5 billion.



Source link

Best CD rates today, Thursday, August 6, 2026: Lock in up to 4.15% APY with a 14-month CD

By
moneyvests
-
0
Best CD rates today, Thursday, June 25, 2026: Lock in up to 4% APY


Find out which banks are offering the best CD rates right now. If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely.

Learn more about where CD rates stand today and how to find the best rates available.

Banks with the best CD rates today

CD rates are relatively high compared to historical averages. That said, CD rates have been on the decline since last year when the Federal Reserve began cutting its target rate. The good news is that several financial institutions offer competitive rates of 4% APY and up, particularly online banks.

Today, Thursday, August 6, 2026, the highest CD rate is 4.10%. This rate is offered by Marcus by Goldman Sachs on its 9-month CD.

Here is a look at some of the best CD rates available today from our verified partners:

CD rate predictions for 2026

The Federal Reserve began decreasing the federal funds rate in light of slowing inflation and an overall improved economic outlook. It cut its target rate three times in late 2024 by a total of one percentage point.

Back in December, the Fed announced its third rate cut of 2025. However, it’s now unlikely the Fed will cut rates again in 2026. So far this year, the Fed has left rates unchanged, and a rate increase is growing more likely before the year’s end.

The federal funds rate doesn’t directly impact deposit interest rates, though they are correlated. When the Fed lowers rates, financial institutions typically follow suit (and vice versa). So now that the Fed has lowered rates and kept them low, CD rates are trending lower again. That’s why now may be a good time to put your money in a CD and lock in today’s best rates.

How to open a CD

The process for opening a CD account varies by financial institution. However, there are a few general steps you can expect to follow:

  • Research CD rates: One of the most important factors to consider when opening a CD is whether the account provides a competitive rate. You can easily compare CD rates online to find the best offers.

  • Choose an account that meets your needs: While a CD’s interest rate is a key consideration, it shouldn’t be the only one. You should also evaluate the CD’s term length, minimum opening deposit requirements, and fees to ensure a particular account fits your financial needs and goals. For example, you want to avoid choosing a CD term that’s too long, otherwise you’ll be subject to an early withdrawal penalty if you need to pull out your funds before the CD matures.

  • Get your documents ready: When opening a bank account, you will need to provide a few pieces of information, including your Social Security number, address, and driver’s license or passport number. Having these documents on hand will help streamline the application process.

  • Complete the application: These days, many financial institutions allow you to apply for an account online, though you might have to visit the branch in some cases. Either way, the application for a new CD should only take a few minutes to complete. And in many cases, you’ll get your approval decision instantly.

  • Fund the account: Once your CD application is approved, it’s time to fund the account. This can usually be done by transferring money from another account or mailing a check.

Read more: Step-by-step instructions for opening a CD



Source link

Best Solana APIs to look out for in August 2026

By
moneyvests
-
0
Best Solana APIs to look out for in August 2026


Solana is one of the highest-performing blockchains in the space. It is designed to solve scalability issues and is built on the PoH (Proof of History) consensus mechanism that allows up to 50,000 transactions per second. Solana’s architecture also gives users a chance to explore low-latency transactions and fees along with a variety of decentralized features.

Solana API are interface that lets users connect applications to a Solana node on the blockchain. These interactions happen through JSON-RPC (JavaScript Object Notation-Remote Procedure Call). JSON is a data format that is useful in structuring messages sent back and forth; RPC, on the other hand, is a protocol that lets a program execute code or call a function on a remote server as if it were running locally.

Basically, Solana APIs are tools that help developers read blockchain data, send transactions, and track wallet or market activity without running their own validator node.

While there are a lot of options in the space, it is important for users to look for a useful API that fits their needs. The API needs to decode, label, and enrich the raw RPC data it receives so the frontend can render it directly. Additionally, most crypto consumer apps support EVM chains, and Solana, a unified schema that runs across chains, would help to reduce the complexity of users’ architecture.

Here are our top picks for the best Solana APIs for the month of August 2026:

1. CoinStats API

The CoinStats API is one of the most comprehensive ones in the space. Instead of giving only blockchain RPC access, the platform has a unified structure. This includes access to portfolio tracking, token information, market prices, wallet analytics, historical data, and DeFi insights.

The API reads on-chain and market data for any Solana address, such as SPL tokens, SOL, transactions, DeFi positions, and prices, all returned as structured JSON from a single key. CoinStats has developer-friendly documentation and a reliable infrastructure that is best for crypto dashboards, portfolio trackers, and other investment tools.

2. Alchemy API

Alchemy is one of the largest blockchain infrastructure providers that serves both Solana and EVM ecosystems. It is known for its reliability and developer experience that mixes fast RPC endpoints and covers current state queries, transaction submission, archival data, and network monitoring.

It also offers scalable node infrastructure, debugging tools, usage analytics, and enhanced APIs. Alchemy also gives fast account reads and developer tooling that can help estimate costs before deployment.

3. Helius API

Helius is one of the most popular infrastructure providers in the space. It focuses on high-performance RPC access, specialized APIs for NFTs, and real-time streaming.

Instead of working with raw JSON-RPC directly, Helius provides indexed blockchain information, webhook services, enriched transaction data, and real-time event streaming. It also has an enhanced transaction parsing feature that converts low-level blockchain instructions into structured, human-readable data.

4. Moralis API

Moralis supports both Solana and EVM chains, and the API focuses on making blockchain data accessible through simple REST endpoints, without having to manage indexing infrastructure or custom database pipelines.

Moralis also focuses on token data, pricing, and NFT metadata and gives a higher-level abstraction than raw RPC. It also has a multichain approach with teams building apps that support Solana along with Polygon, Ethereum, and other networks.

5. QuickNode API 

One of the most established blockchain infrastructure providers, QuickNode API provides reliable Solana RPC endpoints. It prioritizes speed, uptime, and scalability. Applications can send transactions, monitor blockchain events, and query token data through optimized RPC endpoints around the world.

It also has add-ons, developer dashboards, analytics and monitoring tools, along with enhanced APIs that improve developer productivity. WebSocket connections are also supported for applications that require live blockchain updates.

6. Chainstack API

ChainStack’s Solana API gives developers access to reliable RPC nodes without having to run their own infrastructure. It offers flexible pricing, easy deployment, and enterprise-grade uptime.

It also has dedicated nodes, shared infrastructure, monitoring tools, and deployment across various cloud providers. It combines scalability with affordability, which can be a great option for growing startups.

7.  Shyft API

Designed to simplify Solana development by giving high-level APIs for common blockchain operations, Shyft is another great option in the space. Developers can use REST APIs for NFTs, token management, transactions, wallet operations, and marketplace integrations instead of working directly with low-level RPC methods.

Shyft has a user-friendly development approach and makes it easy to build applications, marketplaces, and blockchain-enabled business platforms without a lot of expertise. It also supports storage integrations, transaction history, and developer SDKs, making it suitable for startups looking to launch products quickly.

Final word

Every API in the Solana ecosystem has a different use case. Choosing the right API for your application requirements, preferred development workflow, and expected scale is therefore essential. A lot of projects combine multiple APIs to tap into the best parts of each service.

Disclaimer. Readers are encouraged to do their own research. Ambcrypto is not liable for any outcomes related to the use of information, products, or services mentioned. This content may include affiliate or partner links.



Source link

RWA news: Tether expands tokenization platform to Saudi Arabia, starting with real estate

By
moneyvests
-
0
RWA news: Tether expands tokenization platform to Saudi Arabia, starting with real estate

Tether, best known for issuing USDT, the world’s most widely used stablecoin, is expanding its push into real-world asset tokenization to bring institutional-grade real estate asset onchain in Saudi Arabia.

The company said Thursday that its tokenization platform, dubbed Hadron, will provide the technology to issue and manage tokenized real estate assets for institutional investors in the country. Tether is teaming up with Saudi partners First Data and fintech company BKN301 on the effort.

The operating model could later expand beyond real estate into energy, infrastructure finance and other real-world assets, the firms said.

The announcement marks Tether’s latest effort to expand beyond stablecoins into tokenization, a fast-growing application of blockchain rails in finance. The firm launched Hadron in 2024 to simplify asset tokenization and is also the issuer of the largest tokenized gold offering, the $2.6 billion XAUT.

Banks and asset managers have increasingly turned to tokenization to represent traditional assets such as money market funds, private credit, real estate and equities on blockchains, arguing the technology can streamline settlement, broaden investor access and improve capital efficiency. Citi projected that the tokenized securities market could reach $5.5 trillion by 2030.



Source link

Cathie Wood’s Ark Invest Makes SpaceX, Circle Top Holdings After Latest Buying Spree

By
moneyvests
-
0
Cathie Wood's Ark Invest Makes SpaceX, Circle Top Holdings After Latest Buying Spree


SpaceX and Circle are among Cathie Wood’s largest investments, according to an Ark Innovation ETF (ARKK) holdings report published Thursday.

SpaceX is ARKK’s fifth-largest holding, with a market value of nearly $282 million and a 4.73% portfolio weighting. Circle ranks eighth at about $233 million, accounting for 3.90% of the fund.

The two companies join Tesla, Coinbase, Robinhood, OpenAI, Bitmine, and Palantir among ARKK’s largest positions, reflecting Ark’s continued focus on artificial intelligence, crypto, fintech, and other technology companies.

Ark’s latest trading disclosure shows the firm continued adding to both holdings after the companies reported second-quarter earnings. It purchased 181,830 SpaceX shares across four exchange-traded funds, including ARKK, and 273,343 Circle shares across ARKK and two other funds. Based on the companies’ closing prices, the purchases were worth about $20 million and $17.3 million, respectively.

The news comes after Circle and SpaceX reported second-quarter earnings this week.

Circle shares were little changed after the stablecoin issuer reported $701 million in second-quarter revenue and reserve income, up 7% from a year earlier. Adjusted EBITDA rose 8% to $143 million. USDC circulation reached $73.3 billion, up 19%, while on-chain transaction volume climbed 151% to $14.8 trillion.

SpaceX shares fell 13.6% despite reporting a 92% increase in quarterly revenue to $7.8 billion. Investors instead focused on the company’s $18.4 billion in capital expenditures, which executives said would fund expanded AI capabilities.

The news also comes a week after Ark rebalanced several crypto-related holdings.

In late July, the firm sold shares of Bitmine, Robinhood, Block, and Bullish while buying roughly $43.5 million of Coinbase and Circle stock and about $14.5 million of SpaceX shares.



Source link

Solo Travel Makes Me a Better Partner to My Husband

By
moneyvests
-
0
Solo Travel Makes Me a Better Partner to My Husband


One week after my first date with my now-husband, I left for a five-week trip to Europe. He found out right off the bat that travel was a big part of who I am.

We took many weekend trips together, but a few years after we got married, I started a travel media company and could suddenly work from anywhere.

My husband works a typical 9-to-5 job as a project manager in the construction industry. He gets three weeks of vacation per year, and since I’m traveling at least once per month, he can’t always go with me.

While this lifestyle has its own challenges, there have been some unexpected benefits to our relationship.

Filling my cup helps me show up as a better spouse

You’ve probably heard the saying, “You can’t pour from an empty cup.” Well, travel fills my cup as nothing else does. As long as I don’t overcommit my travel schedule, which is a whole other story.

I come home from a trip excited, with many stories to tell, and ready to tackle the daily grind of home routines. Both my husband’s and my top love language is acts of service, so running my own business in an industry that I love gives me the flexibility and desire to show up in ways that matter to our relationship.

Sometimes that looks like happily taking care of regular chores, from cooking and cleaning to making sure the coffee is ready each morning. Other times, it’s something special like taking days off in December to hand-make Christmas gifts for his family.

Our communication skills had to develop quickly

Once I started traveling solo often, we realized that our communication styles are pretty different, and we had to make some compromises.


The author poses in front of a waterfall while on a solo trip cross-country.

The author said she and her husband had to work to communicate well during her trips. 

Courtesy of Anna Cook.



Communication wasn’t just important for solo travel safety, but also for feeling connected, especially when I started taking extended trips that could last anywhere from two to five weeks.

He was the type who never looked at his phone and left messages unanswered for days, while I liked to check in at least a few times a day.

I learned to consolidate messages or save everything for a daily phone call, while he learned that yes, it is important to acknowledge and respond to text messages from your wife.

We plan intentional time together when I’m home

I recognize this is easier since we don’t have kids, but while I’m home, I try to stick to planning one date night per week.

These don’t have to be expensive. For us, they’re often things like visiting our local secondhand bookstore or having a picnic at our nearby state park. It’s about making sure we’re getting enough quality time together, which is our second most important love language.

Time to pursue separate interests makes both of us happy

While we do enjoy a lot of the same activities, there are some things that my husband is absolutely not interested in that I want to do, and vice versa.

I love waking up to views of the water, while my husband has no interest in the beach unless he’s fishing. He could spend hours reading every word in a museum, while I’m good with hitting the highlights and moving on.

I try to visit places he wouldn’t enjoy on my solo trips and save the places that we both want to go for trips we can take together.

Obviously, this lifestyle isn’t for everyone, and our relationship isn’t perfect by any means, but it works for us, and that’s what matters.





Source link

1...110111112...530Page 111 of 530