Home Blog Page 47

CASHCAT surges 25% as THIS group returns – Is the current rally built to last?

By
moneyvests
-
0
CASHCAT surges 25% as THIS group returns - Is the current rally built to last?


The broader market saw a retraction in the past 24 hours, but a select few tokens are still performing decently. One of them is Cash Cat [CASHCAT], the memecoin that surged 25% within that same window.

While the broader market maintains this bullish outlook, the downside risk still persists, especially when considering the capital liquidated in the market and what it means for the long side that has been dominating.

Perpetual flow returns positive

The perpetual market flow in capital has played a key role in the asset’s rally to the upside. At the time of writing, there has been a flow of $7.18 million into the asset, with its netflow rounding up to about $444,730, according to the data at the time of the report.

The positive netflow in this case measures the disparity between the capital that flowed into the CASHCAT perpetual market versus the outflow, likely from sales.

Cashcat spot flow
Source: CoinGlass

What’s more notable is that this surge moves against the cumulative flows of the past three days, which showed that there had been more selling of CASHCAT in the market, with the netflow dropping to $18,410 as buyers have begun to step in.

The conditions warrant more upside

The perpetual market conditions still suggest that there is overall room for more upside for CASHCAT based on the present readings.

This is based on the analysis of Open Interest, a measure of capital in the perpetual market, and the Funding Rate, which shows whether this capital is led by long or short positions.

CoinGlass data reported that Open Interest had surged to around $32.4 million, forming a local high, a level that it last reached on the 14th of August.

cashcat open interest chartcashcat open interest chart
Source: CoinGlass

Rising capital in the perpetual market does not, however, imply that the market is bullish without adding context from the funding rate data.

Right now, the Funding Rate has a reading of 0.0409%, which suggests that there are a higher amount of long positions than short positions in the market.

If positioning is still in favor of longs in the market, it would play a key role in helping the asset maintain a bullish stance, unless conditions see a massive change.

Final Summary

  • CASHCAT gains support from positive perpetual flows and rising Open Interest, with longs continuing to dominate market positioning.
  • Liquidations remain closely balanced between longs and shorts, keeping downside risk alive despite the token’s bullish momentum.



Source link

Silver prices today, Monday, August 24, 2026: Why silver remains on a roll, up over 18% month-over-month

By
moneyvests
-
0
Silver prices today, Monday, June 15, 2026: Silver prices moving up following U.S., Iran ceasefire deal


Silver (SI=F) September futures opened at $69.34 per ounce on Monday, August 24, 2026, down 0.3% from Friday’s closing price. Silver fell slightly this morning, reaching $69.29 as of 8:40 a.m. ET.

Silver opened above $69 for the first time since June 16, bringing its month-over-month gain to 18.2%.

Yahoo Finance Executive Editor Brian Sozzi published an informative piece this morning, detailing what is driving the recent price growth of precious metals:

Gold and silver prices are being fueled by a potent combination of monetary policy interventions, escalating geopolitical friction in the Middle East, and persistent global inflation.

A major catalyst for the late-August breakout has been U.S. Treasury’s unexpected decision to double its long-term bond buyback program to $4 billion per session. In turn, this has triggered an aggressive wave of short-covering and speculative buying across precious metals markets.

At the same time, a never-ending war with Iran -which has pushed up energy prices once again — has reinforced gold’s status as the primary global safe-haven asset.

Beyond shared macroeconomic factors, silver’s dramatic outperformance also reflects an acute physical supply deficit and compounding industrial demand.

Long-term structural consumption from AI data center infrastructure, electrical grid modernizations, and advanced electronics continues to absorb physical inventory faster than global mine production can keep pace.

Keep reading: Why gold and silver prices have added $5 trillion in value

Current price of silver

The opening price of silver futures on Monday, August 24, 2026, was 0.3% lower compared to Friday’s closing price. Here’s how today’s opening silver price has changed versus last week, month, and year: 

  • One week ago: +6.3%

  • One month ago: +18.2%

  • One year ago: +77.8%

For context, silver’s year-over-year growth was 173.3% on May 14.

24/7 silver price tracking: Don’t forget you can monitor the current price of silver on Yahoo Finance 24 hours a day, seven days a week.

Want to learn more about the current top-performing companies in the silver industry? Explore a list of the top-performing companies in the silver industry using the Yahoo Finance Screener. You can create your own screeners with over 150 different screening criteria.

How beginners can invest in silver

There are several ways to invest in silver, from buying the metal itself to choosing financial products tied to its price. Here’s how each option works.

Physical silver

The most direct way to invest in silver is to buy it in physical form, either as bullion bars or government-minted coins. This gives you direct ownership of the metal, with no counterparty risk from an exchange or financial institution.

The trade-off is logistics. You’ll need to think about storage, security, and potentially insurance. Dealers also charge a markup above the spot price, which means prices need to rise enough to cover that premium before you’re in profit. Still, for investors who want tangible ownership of their assets, physical silver is a straightforward option.

Silver ETFs

Silver exchange-traded funds (ETFs) trade on stock exchanges the same way individual stocks do. Some ETFs hold physical silver directly, giving shareholders fractional ownership of real metal. Others invest in silver mining companies rather than the commodity itself.

ETFs are generally the most accessible and liquid way to get silver exposure. You can buy and sell them through any standard brokerage account, and there’s no storage or insurance to worry about.

Keep in mind, though, that some silver funds are taxed as collectibles rather than investments, which can mean a higher tax rate. It’s worth confirming the tax treatment with a professional before investing. You’ll also have to keep an eye on expense ratios.

Read more: 5 ways to invest in silver for beginners

Price of silver chart

Whether you’re tracking the price of silver since last month or last year, the price-of-silver chart below shows the precious metal’s value journey so far this year.

More silver coverage from the Yahoo Finance team: 



Source link

Hiring a Family Member? Here’s What You Need to Know First.

By
moneyvests
-
0
Hiring a Family Member? Here's What You Need to Know First.


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • Joining a family business is rarely as simple as accepting a job. You’re managing two relationships at once — professional and personal — and the line between them isn’t always clear.
  • These 10 rules will help you earn your colleagues’ respect, protect your reputation, and keep the family relationship intact, no matter what happens at work.

Many entrepreneurs start their businesses with limited funds and time. It’s not always easy to find good employees when a business first launches, so owners may turn to hiring family members. A recent report reveals that over 40% of small businesses hire family members. 

When you’re looking to hire, it’s easy to make the wrong choice. There are many reasons to hire a family member to work in your business. These individuals are a known quantity. And they may have familiarity with the business that outsiders could take months or years to learn.

Some entrepreneurs hire their kids to work in the business. That practice is especially prevalent now because of the difficult job market for new college graduates. 

I’ve had plenty of experience hiring family members. Sometimes, these employment stints work out. Sometimes, they don’t. 

But it’s the failed instances that have taught me the most about keeping my business and my extended family intact. One example is when I hired a family member who showed great promise. Unfortunately, they left us at a critical time, giving very little notice and only vague reasons for their departure. Bridges were burned — not in their desire to take another job, but in how they did it.

Since then, family gatherings have been strained. Our personal relationship is cordial, but distant — nothing like it used to be. And the damage extends beyond the two of us. Family members have taken sides, and weddings, reunions and holiday gatherings are uneasy.

The lessons I’ve learned led me to develop a playbook for both the boss and the employee/family member.

Your responsibilities as the boss

To increase the chances for success, start with an honest and candid conversation before you make the offer. Tell your family member what they should expect from you and what you expect from them. Should they take offense to the suggestion that they may not work out, that’s a red flag. They’re not the right fit. Move on.

To help you with this conversation, I’ve provided rules of engagement that speak directly to them, for them. I encourage you to modify them for your specific needs and present them — both verbally and in writing.

10 rules for employees who are also relatives

Joining a family business is rarely as simple as accepting a job. You’re managing two relationships at once — professional and personal — and the line between them isn’t always clear. These ten rules will help you earn your colleagues’ respect, protect your reputation and keep the family relationship intact, no matter what happens at work.

  1. Weigh the offer, not just the paycheck. A family business may be your fastest path to employment, especially in a tight job market. That’s not a reason to rush to say yes. Ask hard questions about the role, the reporting structure and how the company separates work life from family life. A job you understand going in is a job where you can succeed.
  2. On the job, your family member is your boss, not a relative. Entitled behavior won’t win you any fans among team members. Some are probably talking amongst themselves, believing that you only got the job because of your family ties instead of merit. Let your work prove them wrong.
  3. You cannot treat the company like you would any other company. Always work hard, and don’t take anything for granted. If anything, hold yourself to a higher standard than everyone else, because your performance reflects directly on your family’s reputation and work ethic.
  4. Don’t gossip about family, the boss or the company. In any conversation, inside or outside the office, don’t say anything that you wouldn’t say directly to the person you’re talking about. Following this rule is a guaranteed way to stay out of trouble.
  5. Be aware of your quest for acceptance. Every company has “water-cooler talk,” and it’s tempting to use your access to seem more informed than everyone else. Resist it. Colleagues will assume anything you say came from insider knowledge, whether it did or not — and that perception is hard to undo. Build credibility with results, not access.
  6. Keep your family member informed at work. Part of your job is to help your family member succeed. They took a chance when hiring you. Show them that they made the right decision. Be receptive to their coaching. Above all, stay positive, stay visible, and stay valuable.
  7. If your family member is the boss’s boss, be extra mindful to keep your immediate supervisor in the loop about relevant conversations that you have up the chain, but hold anything confidential in confidence. This protects two relationships at once: your supervisor’s trust that you’re not a threat and your family member’s trust that you’ve got their back. The moment you’re seen as a spy, both relationships are damaged beyond repair.
  8. When it’s time to leave, it’s okay to chase your dream or consider a job offer that’s a better fit for you. Tell your family member (and your boss) early, privately and professionally. Help them to understand your decision by leading with what you’d like to do next in your career and why. Be respectful about their needs and flexible about how long you can stay on — especially if you’re in a role that’s difficult to hire for. 
  9. Before you go, document what you know. Train your successor. Never take clients or contacts with you. And remember, whatever you created while on the job, and whatever proprietary knowledge you picked up along the way, belongs to the company — not to you, and certainly not to your next employer.
  10. After you leave, reach out. Have a personal conversation with your family member separately. Say what you mean, and give the other person the space to feel whatever they feel. The business relationship is ending; the family relationship doesn’t have to.

Entrepreneurs need to keep family close

Lastly, let your new employee know that you will provide extra coaching, training and tracking because you want to help them with their career. This is essential for young family members — who may need to learn not only how to do the job, but also how to be a good employee in general.

When you stay in close touch with this family member, it shows you care. And it will preserve your relationship with the rest of the family, many of whom are watching the arrangement. These people know your strengths and weaknesses better than anyone. 

Some of your relatives will show their enthusiasm for your willingness to hire a family member. Others, the fault-finders, will be waiting for you to fail. Don’t give them the opportunity to gloat. 

Maintaining professionalism, keeping your family member on the right track and supporting them increases the chances of success for everyone. But it starts and ends with frank conversation. Don’t shy away from having it.

Key Takeaways

  • Joining a family business is rarely as simple as accepting a job. You’re managing two relationships at once — professional and personal — and the line between them isn’t always clear.
  • These 10 rules will help you earn your colleagues’ respect, protect your reputation, and keep the family relationship intact, no matter what happens at work.

Many entrepreneurs start their businesses with limited funds and time. It’s not always easy to find good employees when a business first launches, so owners may turn to hiring family members. A recent report reveals that over 40% of small businesses hire family members. 

When you’re looking to hire, it’s easy to make the wrong choice. There are many reasons to hire a family member to work in your business. These individuals are a known quantity. And they may have familiarity with the business that outsiders could take months or years to learn.

Some entrepreneurs hire their kids to work in the business. That practice is especially prevalent now because of the difficult job market for new college graduates. 

I’ve had plenty of experience hiring family members. Sometimes, these employment stints work out. Sometimes, they don’t. 



Source link

Gemini crypto exchange review 2026: Bank-grade security comes at a price

By
moneyvests
-
0
Gemini crypto exchange review 2026: Bank-grade security comes at a price


Gemini is a crypto exchange that built its reputation on the idea of keeping your crypto safe and staying on the right side of regulators. Cameron and Tyler Winklevoss, the twins behind it, launched the exchange in 2014 and still run it out of New York under strict state banking rules.

That focus shapes the whole product. You can buy, sell, and hold crypto in all 50 states through a simple screen built for beginners or through ActiveTrader, a full platform with live charts and an order book. The exchange offers bank-grade oversight and insurance on your cash and a portion of your crypto.

However, the coverage and features you get carry a cost. Basic trades run pricier here than on some of its major rivals, and the coin list it offers runs short.

So, who is Gemini actually right for? Here is what we found when we dug into the fees, the features, and the fine print.

Gemini at a glance

Introducing Gemini

Gemini is a long-running U.S. crypto exchange that treats safety as its main selling point. You can buy, sell, and store coins like bitcoin and ethereum on a platform designed to keep them secure. 

Cameron and Tyler Winklevoss founded the exchange in 2014 and took the hard regulatory road early. The company operates as a New York trust company, so a state banking regulator oversees it and enforces reserve, cybersecurity, and compliance rules that go beyond what most crypto platforms ever face. 

The payoff shows up in its record. Gemini hasn’t reported a breach resulting in customer fund losses in more than a decade of operation. The exchange also went public on the Nasdaq in September 2025, putting its books in plain view for anyone to check.

Gemini splits its platform into two connected pieces: A simple screen handles everyday buying and selling, and ActiveTrader steps in when you want deeper trading tools and real-time market data. Both are available on the same account, so switching between them costs nothing but a click. 

Gemini pros and cons

What Gemini offers

Gemini has grown into more than a place to buy bitcoin. It now bundles trading, rewards, and a few newer products into one account. Here is what you can actually do with it.

Simple buying and selling

Gemini built its standard screen for anyone who wants to trade without having to dive into complex tools or review an order book first. Name an amount, and the platform returns a single total that already folds in a spread, which is a built-in market markup, along with a separate transaction fee.

Neither number shows up until you sign up and log in, and the breakdown stays vague even then. We ran real trades and found a spread near 1% and a fee close to 1.47%, an all-in cost of around 2.47%. That’s about $24.70 on a $1,000 order, among the highest of any exchange we tested. 

ActiveTrader for hands-on traders

Switching on ActiveTrader unlocks Gemini’s full trading engine, with live charts, an order book, and tiered maker-taker fees that cost less than the simple interface.

Your fee now depends on how the order fills. A limit order that waits to be matched pays the lower maker fee, while taking a price already sitting on the book pays the higher taker fee.

The base rate is 0.60% for makers and 1.20% for takers, dropping as your rolling 30-day volume grows. ActiveTrader also unlocks more than 600 trading pairs, which allow for direct swaps like ethereum for bitcoin instead of converting through cash first.

You also get access to advanced order types. Stop-limit triggers a capped-price order once the market hits a level you choose. Immediate-or-cancel and fill-or-kill both cancel unfilled portions on the spot, though one accepts a partial fill and the other refuses anything less than the full order. Maker-or-cancel simply refuses to execute as a taker, keeping you on the lower fee. 

Recurring orders on autopilot

Gemini can repeat the same order on a daily, weekly, or monthly schedule. This repetition is the engine behind the popular dollar-cost averaging strategy, where you invest a set amount at fixed intervals so you can stop guessing the perfect moment to buy.

However, keep in mind that recurring orders only run on the simple screen, so each one carries simple-mode pricing rather than the cheaper ActiveTrader rate.

Staking your coins

You can lend your coins to help run their networks in a process known as staking. You can stake ethereum, solana, and monad directly from your account. In return, you earn rewards that accrue for as long as your coins stay staked.

There is no minimum and no fee to stake or unstake, though Gemini keeps 25% of the rewards you earn as its cut. Before signing up to stake your coins, confirm your state actually allows it, since staking access varies by location.

Prediction markets on Gemini

Gemini added prediction markets in late 2025, letting you trade event contracts, which are simple yes-or-no bets on real-world outcomes like whether bitcoin tops a certain price by year-end.

You trade them with the dollars already in your Gemini account, on the web and the app. A contract pays $1 if your side is right and nothing if it is wrong, so the live price reflects the market’s odds. It runs through a Gemini affiliate licensed by the Commodity Futures Trading Commission (CFTC), the federal agency that oversees this type of financial product.

Before trading event contracts, keep in mind that they can lose their full value, and availability can shift as state regulators weigh in.

Cold storage and Gemini Wallet

Gemini keeps the bulk of customer crypto in cold storage, offline systems that attackers over the internet can’t reach. Only a small share sits in a connected hot wallet for day-to-day trading, and that portion carries insurance.

You’re not stuck holding crypto on the exchange, either. While deposits are free, withdrawals cost only the network fee, which Gemini passes through without marking it up. 

You can send coins to any outside wallet you control, including Gemini’s own option, Gemini Wallet. It skips the long backup code most wallets hand you at setup. Instead, you unlock it the same way you unlock your phone, and Gemini has no way to access what’s inside.

Gemini dollar

Gemini also runs its own stablecoin, Gemini dollar, a token designed to hold steady at one-to-one with the U.S. dollar, no matter what the rest of the market is doing. That makes it useful for parking value between trades or sitting out a swing without cashing out entirely. Converting dollars to Gemini dollars inside the app costs nothing.

The New York State Department of Financial Services (NYDFS) regulates Gemini dollar directly, one of the few stablecoins with that kind of oversight, and Gemini guarantees you can redeem one Gemini dollar for one U.S. dollar at any time. An external accounting firm checks the cash reserves backing it every month.

The Gemini credit card

The Gemini credit card works like an ordinary credit card, except the rewards come back in crypto instead of cash or points. It charges no annual fee and is issued by WebBank on the Mastercard network.

Rewards post as you spend, at rates that depend on the category. Gas, transit, and rideshares earn 4% back on up to $300 in monthly spending; dining earns 3%; groceries earn 2%; and everything else earns 1%.

You choose which coin collects those rewards from more than 50 options, including bitcoin, ethereum, solana, and XRP, and you can change your pick anytime. The card even comes in themed designs, with bitcoin, solana, and XRP editions alongside the standard metal card.

Learning with Cryptopedia

If you are new to all this, Gemini’s Cryptopedia library is a free place to start, and you don’t need an account to read it. It breaks down everything from what a blockchain network is to how staking and stablecoins work, with articles grouped by topic and skill level so you can build up gradually before you put real money in.

The library goes well beyond an introduction, too, covering market structure, wallet security, and the mechanics behind individual coins. That depth makes it worth returning to as your experience grows.

Where Gemini stands out

If protecting your money ranks above shaving a few percentage points off every trade, Gemini is one of the strongest options in the U.S. market. Three things set it apart.

Security credentials most rivals lack

Gemini was the first crypto exchange and custodian to pass SOC 1 and SOC 2 examinations, the same rigorous security audits banks and payment processors go through. These run over a span of months rather than a single snapshot, and they scrutinize how Gemini safeguards both customer money and customer data.

The everyday protections are just as concrete. Every account requires two-factor authentication. You can lock the app behind a passcode or fingerprint, and Gemini keeps the bulk of customer crypto in offline cold storage that a remote attacker has no way to reach.

Coverage in every U.S. state

Gemini operates in all 50 states, which is rarer than it sounds. State-by-state licensing rules push many exchanges to sit out specific markets, and the ones they skip tend to be the states with the strictest oversight. Kraken, one of Gemini’s closest peers on security, turns away residents of Maine and New York.

Insurance on cash and on hot-wallet crypto

Gemini holds customer dollars at partner banks covered by Federal Deposit Insurance Corporation (FDIC) protection, the same guarantee behind a checking account, up to $250,000 per depositor if one of those banks fails.

On the crypto side, it carries commercial insurance on the coins it keeps in an online hot wallet, the slice most exposed to a breach. Several peers, Kraken included, extend no insurance to either your cash or your coins, so this is a genuine point in Gemini’s favor.

However, the crypto insurance comes with certain limitations. That commercial policy doesn’t cover a hacked account, a breach at a third-party service, or a transfer you authorize yourself, so it guards against Gemini’s failures far more than your own.

Where Gemini falls short

The same caution that makes Gemini safe also makes it expensive and narrow. Four trade-offs stand out, and the first two come down to cost.

Simple mode is among the priciest ways to buy

Gemini’s simple screen is the priciest way to buy on the platform, and the cost is easy to miss since it lives inside the quoted price rather than a separate line.

That all-in cost of about 2.47% we found in testing runs well above what several rivals charge for a similar no-frills buy. OKX and eToro both charge a flat 1%, Coinbase runs about 1.84%, and Crypto.com lands near 1.8%. Even Kraken’s standard app, at roughly 2%, still undercuts Gemini’s simple screen. (Disclosure: Yahoo Finance has a partnership with Coinbase.)

The cheaper route sits in the same account. Switching to ActiveTrader for the identical trade costs a fraction as much, so what you pay in simple mode is really a convenience charge, not a fee you’re stuck with.

ActiveTrader still trails the lowest-cost pro platforms

Even Gemini’s advanced engine is not the cheapest place to trade actively. Its base tier runs 0.60% maker and 1.20% taker, and those rates ease only after your 30-day volume climbs into a range most retail traders never reach.

In dollars, a $10,000 maker trade costs about $60, against roughly $25 on Kraken Pro and about $8 on OKX. For a buy-and-hold investor, that spread barely registers, but for anyone trading weekly, it’s the clearest reason to look at Kraken or OKX instead. 

A shorter coin list and no stocks or ETFs

Gemini lists around 90 coins. That covers bitcoin, ethereum, and most large-cap altcoins, but it runs thin if you chase newer tokens or small-cap names.

Coinbase carries several hundred, and OKX carries many more still, so anyone who likes to trade beyond the majors will feel the ceiling here. Gemini is also crypto-only, so there’s no way to hold stocks or exchange-traded funds (ETFs) like you can with Coinbase, Kraken, and several other platforms.

Email-only support and no proof of reserves

Support is Gemini’s weakest everyday touchpoint. Help is available only through email and an online help center, with no general phone line or chat option, so a time-sensitive issue can sit in a queue exactly when you want a live person.

Gemini also doesn’t publish proof of reserves, the cryptographic check that lets anyone confirm on-chain that an exchange holds every coin it owes customers. Kraken updates its report quarterly, and OKX publishes one every month. So, on transparency, Gemini is asking you to trust its audits and filings rather than verify the math yourself. 

Gemini’s fees

What you pay on Gemini depends on two things: which screen you trade on, and how you move money in and out.

Simple mode

On the basic buy-and-sell screen, Gemini folds a spread into the quoted price and adds a transaction fee, with no fixed rate published anywhere.

The total shifts with order size and market conditions, and Gemini can keep any excess spread it captures on a trade. The number on your review screen before confirming is the actual one you’ll pay, but it can vary between two similar trades.

In our testing, a $1,000 order came to about $24.70 all in, or roughly 2.47%. Bigger orders tend to shave that percentage down.

ActiveTrader

ActiveTrader prices are clearer and lower. The base tier charges 0.60% on maker orders and 1.20% on taker orders, and both fall as your 30-day trading volume or total account balance climbs. Here’s how the first several tiers break down:

On a $10,000 maker trade, you’re still on the base tier, so it costs about $60. At the very top of the schedule, once your 30-day volume clears $250 million, makers pay nothing, and takers pay just 0.02%.

Reaching that tier means passing through several steps first, including a 0.05% maker and 0.10% taker rate at the $1 million mark. Realistically, that ceiling is built for institutional trading desks, not everyday investors.

Funding and withdrawal fees

How you fund your account can matter as much as how you trade. Gemini charges nothing for standard bank transfers and saves the real charges for debit card and wire transactions.

Gemini FAQs

What happened with Gemini Earn?

Gemini Earn was a program that let customers lend crypto to a separate lending firm, Genesis, in exchange for interest. Genesis had money tied up with FTX and its trading arm, Alameda Research, and when FTX collapsed in November 2022, the panic set off a run of withdrawal requests that Genesis couldn’t cover. It froze withdrawals days later, locking out about 340,000 Earn customers for roughly a year and a half while Genesis went through bankruptcy. 

Customers got their exact crypto back in full through the bankruptcy settlement, with distributions completed by mid-2024. Crypto prices had climbed during the freeze, so Gemini ended up returning about $700 million more in value than what was originally locked up. Gemini separately paid New York’s financial regulator a $37 million fine tied to the episode, and the Securities and Exchange Commission (SEC) closed its case against Gemini for good in January 2026, citing the full recovery.

Should I use simple mode or ActiveTrader?

In terms of cost, ActiveTrader is the clear winner. Its 0.60% base maker fee sits far below what simple mode charges, so it is the better default once you are comfortable with a busier screen. If you only buy occasionally and value a clean, one-tap flow, simple mode is fine, and the extra cost may be worth the convenience.

What happens to my crypto if Gemini goes under?

Your cash may qualify for federal deposit insurance through Gemini’s partner banks, and the crypto in its hot wallet carries commercial insurance. Most coins sit offline in cold storage, kept separate from company funds. Gemini’s Earn lending program defaulted back in 2022, though affected customers later recovered their crypto in full. Even so, no insurance covers every scenario, so keep on any exchange only what you can afford to lose.

Does Gemini offer stock trading?

No. Gemini only offers crypto trading and prediction markets, with no stocks or ETFs. To hold shares and coins together, you would need a platform that offers both, like Kraken, Coinbase, or eToro.

Methodology

Our Gemini review is based on hands-on testing and independent research across five categories.

  • Fees and costs: We tested real orders on both the simple screen and ActiveTrader at different dollar amounts, then worked out the true all-in cost of each one. We also priced every funding route, from ACH and wire to debit card.

  • User experience: We signed up, cleared identity verification, and used both the website and the app to see how smooth each step felt. We paid attention to how quickly we could find fees, start staking, and set up a recurring order.

  • Available assets and features: We counted the coins ourselves, checked which ones support staking, and tested the order types on ActiveTrader. We also weighed the extras, including prediction markets, Gemini Wallet, the Gemini dollar stablecoin, and the Gemini credit card.

  • Security and regulatory compliance: We reviewed how Gemini stores customer crypto, what its insurance does and doesn’t cover, and which audits and licenses it holds. We also looked at its track record, including the Gemini Earn episode and its move to the public market.

  • Customer support and reputation: We tested the support channels Gemini offers and how clearly it answered, and we read how everyday users rate the app. We factored in its years in business and its standing with regulators.

We scored each category independently with no input from or compensation by Gemini. Fees and security carry the most weight in the final rating, since those affect the typical user the most.

Editorial disclaimer: The information on this page is for educational purposes and isn’t meant as investment advice. Cryptocurrencies are volatile assets, and past performance doesn’t indicate future results. Research any platform independently and consult a qualified financial advisor before making any investment decision.



Source link

How the Bank of Japan’s September interest-rate meeting will risk Bitcoin’s 21% rally

By
moneyvests
-
0
How the Bank of Japan's September interest-rate meeting will risk Bitcoin’s 21% rally


At press time, Bitcoin [BTC] was trading at $77,202.63 after a hike of over 21% in the past week. This shift has ignited fresh sentiments in the market, as confirmed by the Crypto Fear and Greed Index sitting at 73 in the greed zone.

For those unaware, the Crypto Fear and Greed Index jumped to 62 on the 20th of August, up by 16 points in a single day, as Bitcoin surged beyond $72,000.

Fear and Greed at 73
Source: Alternative

However, the RSI lying in the overbought territory at the time of writing is hinting at a pullback from the sellers.

BTC RSI in overboughtBTC RSI in overbought
Source: Trading View

Will a Japan rate hike harm Bitcoin’s current rally?

This comes as the Bank of Japan (BOJ) prepares its financial markets for another interest-rate hike in September.

For those unaware, markets have increasingly started betting that the BOJ will raise rates at its policy meeting on the 18th of September, and several upcoming speeches from senior BOJ officials could either strengthen those expectations or weaken them.

This is important, as back in July 2024, there was a surprise hike that led to a sharp global market selloff. Hence, remarking on the same, Kento Minami, senior economist at Daiwa Securities, said,

The BOJ probably won’t explicitly say the next hike will come in September. Instead, officials are likely to indicate the need for an early hike by emphasizing upside inflation risks. Markets will take that as a nod for September.

Market bets

Learning lessons from the past, markets have sharply increased their bets on a rate hike.

Overnight-index swaps were pricing in around an 82% probability, up from roughly 23% before the July meeting. Traders are therefore positioning for higher Japanese rates, which can affect the yen, Japanese bonds, stocks, and global markets.

However, with this shift, Bitcoin and the wider crypto market fall under the bearish radar. But, with the currency still changing hands near the 160-per-dollar mark, the BOJ has some room to sound dovish without risking renewed depreciation.

Japan’s bond market adds further stress

This comes as the Japan’s bond market is already undergoing a major shift. For context, its 10-year government bond yield has risen to around 2.95%, the highest since 1996, as inflation and expectations of further BOJ tightening increase.

Japan’s bond market is flashing another major warningJapan’s bond market is flashing another major warning
Source: Bloomberg

For decades, Japanese yields were extremely low, encouraging investors to put money into higher-yielding overseas assets such as U.S. Treasuries and European bonds. Now, rising JGB yields are making Japanese bonds more attractive, potentially reducing Japanese demand for foreign debt.

Remarking on which, Global Markets Investor noted,

That matters far beyond Japan.

So, if Japanese investors buy fewer U.S. Treasuries, Treasury prices could fall and yields could rise, increasing U.S. government borrowing costs. Higher Treasury yields can also raise mortgage and corporate borrowing costs and put pressure on U.S. stocks.

All in all, as Japanese rates and bond yields normalize, the effects could extend well beyond Tokyo and add another layer to global debt and market risks.

Ergo, the Global Markets Investor put it best when it noted,

The debt CRISIS is not just a U.S. story.

Final Summary

  • The BOJ prepares its financial markets for another interest-rate hike in September. 
  • Japan’s 10-year government bond yield has risen to around 2.95%, the highest since 1996.



Source link

Bitcoin and ethereum prices today, Monday, August 24, 2026: Prices rising, as investors look for more Fed clues this week

By
moneyvests
-
0
Bitcoin and ethereum prices today, Monday, June 8, 2026: Moving up after bitcoin prices fell below $60,000


Bitcoin (BTC-USD) opened at $77,727.62 on Monday, August 24, 2026, 0.8% higher than Sunday’s opening price. As of 8:50 a.m. ET this morning, the price of bitcoin moved up to $79,106.77.

Ethereum (ETH-USD) opened at $2,463.09 on Monday, August 24, 2026, up 1.6% from Sunday’s opening price. The price of ethereum moved higher this morning to $2,507.22 as of 8:53 a.m. ET.

Both bitcoin and ethereum prices posted their strongest weekend in some time. Bitcoin has been at its highest level since May, and ethereum has been at its highest since the end of January and early February.

Crypto analysts are eyeing a move to $80,000 as the next test for bitcoin, especially as the Fed gathers for its summit in Jackson Hole this week:

James Butterfill, head of research at CoinShares, called it “a macro story, not a crypto one,” writing that softer inflation and weaker payrolls have undermined the case for tightening. “Short dated yields have fallen, a clear signal that bond investors no longer expect further Federal Reserve rate hikes,” Butterfill wrote, adding that the “combination of easing monetary expectations alongside growing doubts over sovereign debt sustainability has historically been a constructive environment for Bitcoin.”

He expects the market to hold its range, with $80,000 “an important upper boundary.” Whales had stopped selling and begun to accumulate again, he wrote, though not yet at a scale that would imply “an immediate and sustained breakout,” which he did not expect them to reach over the next 12 months.

Keep reading: Bitcoin’s Next Test Is $80,000 as Jackson Hole Meeting Looms

Current price of bitcoin and ethereum

Bitcoin

The price of bitcoin this morning was 0.8% higher than Sunday’s opening price. Here’s a look at how the opening bitcoin price has changed versus last week, month, and year:

  • One week ago: +23.7%

  • One month ago: +19.5%

  • One year ago: -32.6%

The all-time high for bitcoin was $126,198.07 on Oct. 6, 2025. The all-time low value for bitcoin was $0.04865 on July 14, 2010. 

Ethereum

The price of ethereum this morning was 1.6% higher than Sunday’s open. Here’s a look at how the opening ethereum price has changed versus last week, month, and year:

  • One week ago: +31.4%

  • One month ago: +31.2%

  • One year ago: -48.4%

The all-time high for ethereum was $4,953.73 on Aug. 24, 2025. The all-time low value for ethereum was $0.4209 on Oct. 21, 2015. 

Bitcoin, ethereum, and other cryptocurrencies are rapidly evolving. Follow the latest developments from Yahoo Finance and others here.

How Bitcoin works

Bitcoin is a type of cryptocurrency, which is a currency that exists only in digital form and operates without government or banking oversight. By comparison, the U.S. dollar, the EU euro, the Canadian dollar, and other national currencies have paper versions and are issued by their respective governments.

Bitcoin relies on a public digital ledger that validates and records transactions and verifies bitcoin ownership. This ledger is called the blockchain, and it is globally distributed — that is, decentralized — across a broad, worldwide network of servers.

Decentralization is a fundamental aspect of cryptocurrencies. Decentralization facilitates peer-to-peer payments with no banking intermediary, enhanced security, and defense against manipulation attempts.

Learn more: What is Bitcoin, and how does it work?

How to buy Bitcoin in 2026

There are several ways to buy Bitcoin. You can go through a crypto exchange, a fintech app, or a traditional brokerage that will allow you to buy into a bitcoin ETF.

Before placing a trade, though, decide what you actually want: full ownership of your bitcoin and private keys — or easy price exposure inside a familiar, regulated system.

Whichever avenue you take, it’s important to remember that bitcoin remains a high-risk, highly volatile asset compared to many other investments. Prices can surge or drop quickly, sometimes without warning. If you’re considering buying bitcoin, assume volatility is part of the deal.

Learn more: Is bitcoin’s price volatility an investing opportunity? Here’s how to buy bitcoin.

Bitcoin and ethereum price charts

Whether you’re brand new to tracking the value of bitcoin and ethereum or a more seasoned crypto investor, Yahoo Finance’s price-of-bitcoin chart and price-of-ethereum chart below show a visual history of how the currencies’ value continues to move and evolve.

More on crypto from the Yahoo Finance team: 



Source link

MORPHO surges 17% on DeFi rotation, but can the rally survive selling?

By
moneyvests
-
0
MORPHO surges 17% on DeFi rotation, but can the rally survive selling?


Morpho [MORPHO] rallied 17.8% in the past 24 hours as traders switched their capital into decentralized finance (DeFi) assets.

The broader DeFi interest also lifted tokens including Ethena [ENA] and Aave [AAVE], creating a supportive sector backdrop.

The rotation, however, benefited MORPHO directly, as traders looked for exposure to decentralized lending infrastructure during the rotation.

Top traders resist the bullish move

Despite the rally, Binance’s top traders maintained a bearish account distribution during MORPHO’s price expansion. Short accounts reached 56.55%, while long accounts accounted for only 43.45% of the tracked positioning.

The Long/Short Ratio, as a result, dipped to 0.77, showing a clear numerical edge for the short accounts. This contrasted with MORPHO’s 17.8% gain and fast-growing trading volume.

However, despite the bearish positioning, buyers were able to push MORPHO quite a bit higher during the wider DeFi rotation.

With high demand around current prices, continued strength may cause a squeeze on short sellers. Alternatively, persistent short positioning could become increasingly relevant as the initial wave of buying activity weakens.

Source: CoinGlass

Taker sellers challenge the demand surge

Selling pressure remained visible across both Spot and Futures markets despite MORPHO’s strong daily price appreciation.

The 90-day Spot Taker CVD saw taker sell dominance, an indication of continued aggressive selling in spot transactions. Additionally, the Futures Taker CVD also maintained taker-sell dominance, extending the same pressure into leveraged trading activity.

However, MORPHO still rallied by a double-digit figure as volume increased significantly during the session. Sustained sector participation, however, would compel sellers to pull back, especially without a resurgence in price.

Source: CryptoQuant

$2.929 rejection puts buyers under pressure

On the daily TradingView chart, MORPHO surged through the $2.304 supply zone before reaching $2.929, where sellers prevented the breakout from extending further.

The rejection pushed the price back to $2.774, leaving $2.304 as an important support beneath the breakout.

Notably, RSI hit 74.64 after the surge, bringing MORPHO to overbought territory after heavy buying. Meanwhile, its RSI average was at 62.44, reflecting the quick buying momentum that was built during the recent move.

MACD also showed a bullish signal with its line extending past 0.169 from its signal line at  0.082.

The histogram remained positive at 0.088, supporting the broader bullish structure despite resistance-driven selling near the $2.929 level.

MORPHO price actionMORPHO price action
Source: TradingView

A sustained hold above $2.304 would preserve the breakout structure and could support another challenge toward $2.929.

However, failure at the support level could instead deepen the retreat as overbought conditions encourage further profit-taking around elevated prices.

Final Summary

  • MORPHO’s 17.8% rally gained strength from DeFi rotation and rising trading participation.
  • Bearish traders and taker selling could challenge another attempt above $2.929.



Source link

1...464748...546Page 47 of 546